About Pension Advisors

Experience Matters.

With over 20 years of experience, Pension Advisors is one of the largest pension-focused firms in the country headquartered in Cleveland, Ohio with offices in Atlanta, South Carolina, Florida, Milwaukee/Chicago and sunny San Juan, Puerto Rico. We possess the requisite skills and knowledge to uncover embedded fees, conflicts of interest, service in-capabilities and contract limitations inherent in the retirement plans. Our key strength lies in our knowledge of the industry, its ever changing legislation, who the strongest vendors are, what level the vendors look to for profits and where excess revenue goes once their profit margin is met. Our experience allows us to seek out the best investment fund line-ups, negotiate the best pricing for our clients, as well as provide comprehensive, pro-active service model that keys-in on the needs of the plan sponsor and the plan participants. 

Fiduciary Partner.

The Pension Industry is changing for the better. The DOL and IRS have joined forces to rid the industry of confusing fees, inexperienced advisors providing key retirement services with no personal responsibility, and decisions made that are not in the best interest of the participants. Pension Advisors has always operated as an advocate for the Plan and Plan Participants with a proactive business model striving to protect and guide the trustees, while simultaneously reaching out and engaging plan participants to save more and invest more wisely.

ERISA section 3(21) fiduciary is an Advisor who renders investment advice for a fee with respect to any monies, investments, or other property of a plan, or has responsibility to do so.  A 3(21) Advisor serves in a co-fiduciary capacity sharing fiduciary responsibility and liability with other plan fiduciaries

ERISA section 3(38) Advisors are investment managers and fiduciaries to the Plan (or investments they are managing).  A 3(38)  fiduciary provides investment advisory services to the Plan, or its participants, on a discretionary basis. 

Working with a 3(21) or 3(38) Advisor may mitigate potential liability of the Plan Fiduciaries.  Pension Advisors can offer both services to its clients.

Contact one of our 3(21) or 3(38) investment advisors today at 877-595-0833 or use our form below.

Innovators.

Pension Advisors has always been innovators in the Pension Field. Whether its developing our own individual investment managed account program , or  our 401(k) managed account program , or utilizing Facebookand LinkedIn to connect us to younger employees and engage them in their 401(k) plan. The pension industry is ever-changing and Pension Advisors’ strength is that we are changing along with it — always ahead of the curve. Focusing on pension plans and retirement investing provides us with a great advantage to servicing our clients in a focused, forward-thinking, comprehensive manner unrivaled in the industry.  

What differentiates us the most is our hands-on approach with plan participants. Since our beginning, we insist on being in front of our clients and their plan participants. We believe that the education and support that we provide is unmatched in the industry. Our vendors tell us that they don’t have other registered representatives that put as much into the plan participant education as our firm does. We are on the front line; we are involved with every aspect of the plan, and are always available to clients and plan participants with questions, issues or concerns. In fact, we conduct “office hours” at our clients’ locations after plan participant education sessions to ensure that any participant who desires one-on-one advisory services will be able to meet with one of our team members. We know that this has made a significant difference in increasing participation as well as contribution levels.


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Latest Updates & Information

1st Quarter 2017 Market Commentary

U.S. Economy – Good The key factors we track, unemployment, housing, and inflation, are all favorable. Unemployment is now in the 4.7% range, while wage inflation has held its slight upward trend.

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4th Q Market Insights

There were two events in the Fourth Quarter that influenced U.S. and foreign financial markets: Donald Trump won the presidential election which led to positive growth on Wall Street & the Federal Reserve’s December interest rate of 0.25% signified the Fed's confidence in the improving U.S. economy.

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The Election is Over . . .Now What??

Certainly last night was a surprise for many Americans and international observers. How will Trump's shocking win affect the Market and your Investments?

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2017 401(k) and IRA Rules

The contribution limits for 401(k) plans and individual retirement accounts will stay the same in 2017. Employees will be eligible to defer paying income tax on up to $18,000 that they contribute to 401(k) and $5,500 to their IRA.

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