Asset Allocation

The Key to Your Investment Success

Establishing an appropriate asset mix is a dynamic process, and it plays a key role in determining your portfolio's overall risk and return.  Your investment goals shold be reflected in your investment asset mix at any point in time.  

Strategic Asset Allocation
Invest in a proportional combination of assets based on their expected rates of return for each asset class. Once you determine how much should be invested in broad categories of investments, such as stocks or bonds, you continue that allocation mix for many years.

The basis of strategic asset allocation lies in something called Modern Portfolio Theory, which says that markets are efficient, and rather than trying to "bet" on the direction things will go, you should follow a static allocation to take advantage of the efficiency.

This approach helps investors avoid making emotional short-term decisions based on current market events.

Constant-Weighting Asset Allocation

Invest in a proportional combination of assets based on their expected rates of return for each asset class.  Thereafter, rebalance your portfolio to its original mix when any asset class moves more than 5-7% from its original value.

What Strategy is Best for you?  Learn more about choosing 401(k) asset allocation and the best strategies for you to reach your goals by calling us at 877-595-0833 or filling out the form below.

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Latest Updates & Information

1st Quarter 2017 Market Commentary

U.S. Economy – Good The key factors we track, unemployment, housing, and inflation, are all favorable. Unemployment is now in the 4.7% range, while wage inflation has held its slight upward trend.

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4th Q Market Insights

There were two events in the Fourth Quarter that influenced U.S. and foreign financial markets: Donald Trump won the presidential election which led to positive growth on Wall Street & the Federal Reserve’s December interest rate of 0.25% signified the Fed's confidence in the improving U.S. economy.

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The Election is Over . . .Now What??

Certainly last night was a surprise for many Americans and international observers. How will Trump's shocking win affect the Market and your Investments?

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2017 401(k) and IRA Rules

The contribution limits for 401(k) plans and individual retirement accounts will stay the same in 2017. Employees will be eligible to defer paying income tax on up to $18,000 that they contribute to 401(k) and $5,500 to their IRA.

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