Advice / Support

“For too many investors . . it’s only when they’re older and “experienced” do they finally understand the missed opportunity of taking correct action in their younger years. If lack of experience is the disease, then a good 401(k) education program is the cure.”[1]

Save. Save. And then save some more.

This is the key message that needs to be driven home to 401(k) participants. But it also has to be delivered in the right manner. By the right individual. We understand that a good 401(k) education program is very different than a good lesson on investments and the Market. While those are important topics – if plan participants don’t enroll and contribute enough to the Plan then Market topics become a little less important.

We also understand that different individuals have varying learning styles - our goal is to reach participants in the manner that works best for them. While ERISA law only requires employers to provide a minimum of education we go 10 steps beyond to offer complete, up-to-date, comprehensive education, advice and support.

Our Education meetings are lively, informative and interactive. We cover the following:

  • Saving for retirement
  • Investing basics
  • Investment options
  • Plan specific
  • Asset allocation
  • Deferral percentages
  • Increase systematically
  • Tax consequences
  • Roth v. Traditional
  • Retirement needs
  • Social security
  • Are you saving enough?
  • Company match
  • Loans & Rollovers
  • Enrollment
  • Vendor specifics
  • Technology capabilities
  • Legislation

Office Hours
One of the most popular services that we offer is office hours. This is the time that we spend at each client’s facilities and are available to all employees and 401(k) participants for one-on-one meetings to discuss pension investment advice, personal non-pension investment advice, financial planning and estate planning. We are also always available to employees via e-mail & telephone. 

[1] Chris Carosa, 401(k) education: Is experience the only good teacher?

Learn more about 401(k) participant support by calling us at 877-595-0833 or filling out the form below.


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Latest Updates & Information

1 Q 2018 Commentary

International Markets continue to be the most favored area of investment for the first quarter of 2018 and looking forward for the next 12 months. The best performing asset class in Q1 was emerging market.

Read full story here

4 Q 2017 Commentary

Recent allocation changes have yielded good results in 2017. A greater exposure to International Equities turned out to be timely. There is still room for normalizing this allocation if you have not done so yet.

Read full story here

Fourth Quarter 2017 Market Insights Video

Check out the Fourth Quarter Market Insights led by Beth Spurry, CFP, CTFA.

Watch video here