About Pension Advisors

Experience Matters.

With over 20 years of experience, Pension Advisors is one of the largest pension-focused firms in the country headquartered in Cleveland, Ohio with offices in, Milwaukee/Chicago and sunny San Juan, Puerto Rico. We possess the requisite skills and knowledge to uncover embedded fees, conflicts of interest, service in-capabilities and contract limitations inherent in the retirement plans. Our key strength lies in our knowledge of the industry, its ever changing legislation, who the strongest vendors are, what level the vendors look to for profits and where excess revenue goes once their profit margin is met. Our experience allows us to seek out the best investment fund line-ups, negotiate the best pricing for our clients, as well as provide comprehensive, pro-active service model that keys-in on the needs of the plan sponsor and the plan participants. 

Fiduciary Partner.

The Pension Industry is changing for the better. The DOL and IRS have joined forces to rid the industry of confusing fees, inexperienced advisors providing key retirement services with no personal responsibility, and decisions made that are not in the best interest of the participants. Pension Advisors has always operated as an advocate for the Plan and Plan Participants with a proactive business model striving to protect and guide the trustees, while simultaneously reaching out and engaging plan participants to save more and invest more wisely.

ERISA section 3(21) fiduciary is an Advisor who renders investment advice for a fee with respect to any monies, investments, or other property of a plan, or has responsibility to do so.  A 3(21) Advisor serves in a co-fiduciary capacity sharing fiduciary responsibility and liability with other plan fiduciaries

ERISA section 3(38) Advisors are investment managers and fiduciaries to the Plan (or investments they are managing).  A 3(38)  fiduciary provides investment advisory services to the Plan, or its participants, on a discretionary basis. 

Working with a 3(21) or 3(38) Advisor may mitigate potential liability of the Plan Fiduciaries.  Pension Advisors can offer both services to its clients.

Contact one of our 3(21) or 3(38) investment advisors today at 877-595-0833 or use our form below.

Innovators.

Pension Advisors has always been innovators in the Pension Field. Whether its developing our own individual investment managed account program , or  our 401(k) managed account program , or utilizing Facebook and LinkedIn to connect us to younger employees and engage them in their 401(k) plan. The pension industry is ever-changing and Pension Advisors’ strength is that we are changing along with it — always ahead of the curve. Focusing on pension plans and retirement investing provides us with a great advantage to servicing our clients in a focused, forward-thinking, comprehensive manner unrivaled in the industry.  

What differentiates us the most is our hands-on approach with plan participants. Since our beginning, we insist on being in front of our clients and their plan participants. We believe that the education and support that we provide is unmatched in the industry. Our vendors tell us that they don’t have other registered representatives that put as much into the plan participant education as our firm does. We are on the front line; we are involved with every aspect of the plan, and are always available to clients and plan participants with questions, issues or concerns. In fact, we conduct “office hours” at our clients’ locations after plan participant education sessions to ensure that any participant who desires one-on-one advisory services will be able to meet with one of our team members. We know that this has made a significant difference in increasing participation as well as contribution levels.


Questions? Fill out the form below:

Fill out my online form.

Latest Updates & Information

3 Q 2018 Market Commentary

The 3rd quarter continued the economic progress seen so far in 2018. This good progress was seen in the extension of a bull market through Q3.

Read full story here

2 Q 2018 Market Commentary

The 2nd quarter continued to roll out strong economic results in the U.S. Some of this good data buoyed the market slightly in Q2.

Read full story here

Second Quarter 2018 Market Insights Video

Check out the Second Quarter Market Insights led by Beth Spurry, CFP, CTFA.

Watch video here

1 Q 2018 Commentary

International Markets continue to be the most favored area of investment for the first quarter of 2018 and looking forward for the next 12 months. The best performing asset class in Q1 was emerging market.

Read full story here