Asset Allocation

The Key to Your Investment Success

Establishing an appropriate asset mix is a dynamic process, and it plays a key role in determining your portfolio's overall risk and return. Your investment goals should be reflected in your investment asset mix at any point in time.  

Strategic Asset Allocation
Invest in a proportional combination of assets based on their expected rates of return for each asset class. Once you determine how much should be invested in broad categories of investments, such as stocks or bonds, you continue that allocation mix for many years.

The basis of strategic asset allocation lies in something called Modern Portfolio Theory, which says that markets are efficient, and rather than trying to “bet” on the direction things will go, you should follow a static allocation to take advantage of the efficiency.

This approach helps investors avoid making emotional short-term decisions based on current market events.

Constant-Weighting Asset Allocation

Invest in a proportional combination of assets based on their expected rates of return for each asset class.  Thereafter, rebalance your portfolio to its original mix when any asset class moves more than 5-7% from its original value.

What Strategy is Best for you?  Learn more about choosing 401(k) asset allocations and the best strategies for you to reach your goals by calling us at 877-595-0833 or filling out the form below.


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Latest Updates & Information

1st Qtr Market Insights

1st Qtr Market Insights

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1 Q 2019 Market Commentary

The story about the U.S. economy remains positive. Unemployment seems to have reached a trough just below 4% while not leading to horribly negative effects on productivity, and showing mild wage inflation, concentrated in certain areas of the economy.

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4 Q 2018 Market Commentary

The U.S. economy continues to stay in very healthy territory. Unemployment has stayed below 4% for many months while not showing the feared effect that an undersized labor force would have on productivity, and only showing mild wage inflation.

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