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Yahaira Torres-Siaca
Yahaira Torres-Siaca
Investment Advisor/ Managing Partner
yahaira@pa401k.com
939-339-0039

Yahaira started working in the Industry in 1997 and got her first license in 2001.  She joined Pension Advisors in 2012 and in 2017 became the Managing Partner of the Puerto Rico branch. She obtained her Bachelor’s degree in Business Administration with a major in Accounting from the University of Puerto Rico, and completed all crediting hours towards a Master’s degree in Economics and Environmental Planning.

During her college years Yahaira worked several careers that developed her public speaking skills, social interaction and also her experience in the securities business. As a young and energetic college student she enjoyed working as a Kindermusik teacher and also ventured in the entertainment industry as a puppeteer of a popular children’s television show in Puerto Rico.

Yahaira has the Series 7, 66 and 24 securities licenses and Life, Disability and Variable insurance licenses.  She is pursuing the Accredited Investment Fiduciary designation and the Chartered Retirement Planning CounselorSM or CRPC®.

Yahaira manages her personal time between her full time career, her full time job as the mother of a five year-old and philanthropic interests. She enjoys outdoor activities such as gardening, bird watching, camping and hiking. She supports various Non-Profit organizations and is a vigorous advocate of environmental causes. In the future, Yahaira would like to acquire land in the central region of Puerto Rico where she plans to start a small Bed & Breakfast.


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Latest Updates & Information

4 Q 2018 Market Commentary

The U.S. economy continues to stay in very healthy territory. Unemployment has stayed below 4% for many months while not showing the feared effect that an undersized labor force would have on productivity, and only showing mild wage inflation.

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3 Q 2018 Market Commentary

The 3rd quarter continued the economic progress seen so far in 2018. This good progress was seen in the extension of a bull market through Q3.

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2 Q 2018 Market Commentary

The 2nd quarter continued to roll out strong economic results in the U.S. Some of this good data buoyed the market slightly in Q2.

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